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Personal loans for debt consolidation, home improvements, holidays, car purchase, unexpected bills, etc...... How much we can lend you: Personal loans range from $1,000 to $50,000 but if you require more please contact us, we can probably still help you. What you need for security: We require Real Estate property (a mortgage or caveat is registered on the property title).
Security may be owned by the borrower or a guarantor.
How much can we lend against your property:
A maximum of 65% of the Rateable Value or Registered Valuation of residential property depending on its condition and location.
How long you get to pay us back:
Up to 5 years - Repayments will be on a weekly, fortnightly or monthly basis to match how often you are paid.
Loan repayment protection:
We have optional Credit Contract Indemnity to cover you if you die or are unable to work due to sickness, accident or redundancy.
What it costs:
Loan establishment fees apply but these can be added to the loan amount. Interest Rates vary depending on the type of security, security margin and credit history. Repayment figures are available on request.
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Revised: February 25, 2009